Foreclosure Information


Think you might be heading towards foreclosure? Read On.
Or... Find foreclosed homes in your area

  1. Take action now.
  2. Don't pay a foreclosure prevention company. There is a list of free counselors at HUD. Put that money into your mortgage.
  3. Contact you lender now and work with them. They don't want to see you foreclose... they loose too.
  4. PRIORITIZE SPENDING AND FIND THE MONEY!
Proverbs 13:23 Abundant food is in the fallow ground of the poor... You just need to dig a little, but you can get on top of this!

Prioritize spending. - 1. Healthcare, 2. Should be the roof over your head! Where is your money going?
Cancel the memberships during this time. Cancel cable TV, watch your old movies instead of going to the theaters or renting. "Rough It" for a little while, think of this as a survivor challenge!

Sell Stuff - Go through the house, what can you get rid of? Sell jewelry, extra car, electronics, exercise equipment. Have a garage sale, post items on Craigslist, get rid of things. It will make you happy to have less clutter and every little bit will help you get back on top.

Save Money - Turn off lights, lower the heating, cook instead of eat out. Buy cheaper foods. (You can get discounted groceries at Amazon Groceries).

See MSN's 7 radical ways to save money.

Other ways to save money:
- Find your regular groceries for less at Amazon Groceries.
- Lower your insurance payments (auto/health/home/life)
- Use an online rental service like Blockbuster Online instead of paying for movie rentals.

You can do it! You can get on top of your finances and prevent yourself from heading into foreclosure! Remember to use the resources that are offered to you through HUD.

Resources: http://www.hud.gov/foreclosure/